Client resources
Our retirement articles and planning resources help identify purpose, define goals, address shifts in priorities and discover products to help clear up retirement.
Start the conversation that really matters
Priorities shift, but rarely do dreams. Clients trust you with the ins-and-outs of their financial future, and their shifting goals should always carry over to their overall plan. Count on our informative tools and articles to help you adapt and keep up with your clients’ ideal future.
Annuities are long-term, tax-deferred vehicles designed for retirement. Variable annuities and registered index-linked annuities involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met. Add-on benefits are available for an extra charge in addition to the ongoing fees and expenses of the annuity and may be subject to conditions and limitations.
- Retirement planning resources
- Tax management strategies
- RIA & Wealth Managers resources
Explore our resources to help facilitate meaningful client conversations that identify purpose, define goals, address income planning and more.
Benefits of trust-owned annuities for trustees
Many investments are available for use in trusts, but the annuity option is sometimes overlooked by financial professionals and trustees.
Gen X vs. boomers: retirement readiness in 10 charts
Discover why Gen Xers are lagging behind boomers and explore insights to help support better retirement outcomes.
Modern risk management amid economic uncertainty
Registered index-linked annuities (RILAs) allow clients to specify the maximum tolerable loss and customize based on a personal risk profile.
Retirement methodology: Moneyball or Monte Carlo
Expanding solutions beyond one-dimensional models and delivering strategies based on big-picture thinking may make better client experiences.
Retirement planning is full of risks
See how a go-to psychology tool can help clients prepare for retirement risks. Next, gauge their risk tolerance and build a diverse§ financial plan.
Additional retirement planning resources
For additional information, please refer to the current prospectus for Perspective II and Perspective II New York.
Explore our resources to help facilitate meaningful client conversations that identify purpose, define goals, address income planning and more.
5 key tax-planning strategies
Check out these five important tax strategies that can help your clients keep more of what they earned during the tax season.
How much of your client's assets should be growing tax deferred?
Tax deferral‡ through a variable annuity can provide a powerful tool in your investment process.
Managing taxes and other retirement risks
Learn new approaches and fresh ways to think about how to navigate these common pitfalls and ways to help transfer, hedge or pool these risks in new ways.
Minimize your tax burden
Discover tactical strategies that strive to reduce tax burdens and manage taxes in crucial financial situations for your clients.
Tax digital playbook
Discover tax strategies that can help your clients retain more of their assets.
Taxes are like a jar of jellybeans
Get a digital walkthrough on ordinary income tax rates in retirement.
Additional tax management resources
Explore our resources to help facilitate meaningful client conversations that identify purpose, define goals, address income planning and more.
A blueprint for better retirement planning
Our research discovered five personas revealing traits, personal history and attitudes that influence how people think about their retirement plans.
Benefits of trust-owned annuities for trustees
Many investments are available for use in trusts, but the annuity option is sometimes overlooked by financial professionals and trustees.
Managing taxes and other retirement risks
Learn new approaches and fresh ways to think about how to navigate these common pitfalls and ways to help transfer, hedge or pool these risks in new ways.
Risk-management strategies for your toolbox
A registered index-linked annuity (RILA), which is an insurance contract, allows clients to prioritize growth opportunities while managing loss.
Tax-deferred‡ annuities in irrevocable trusts
Learn about potential benefits of tax-deferred annuities in trusts including how they can fit into your clients’ overall retirement and estate goals.
The diverse benefits of advisory annuities
Help clients pursue wealth accumulation and preservation, mitigate taxes, transfer wealth, generate income and manage risk.
Additional RIA & Wealth Managers resources
*Add-on benefits that provide income for the length of a designated life and/or lives may be available for an additional charge. The amount of income that these benefits may provide can vary depending on the age when income is taken, and how many lives are covered when the benefit is elected. The cost of these benefits may negatively impact the contract's cash value. There is no guarantee that an annuity with an add-on living benefit will provide sufficient supplemental retirement income.
†Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York.
‡Tax deferral offers no additional value if an IRA or qualified plan, such as a 401(k), is used to fund an annuity and may be found at a lower cost in other investment products. It also may not be available if the annuity is owned by a legal entity such as a corporation or certain types of trusts.
§Diversification does not assure a profit or protect against loss in a declining market.
Before investing, investors should carefully consider the investment objectives, risks, charges, and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses provide this and other important information. Please contact your Jackson representative to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.
Jackson, its distributors, and their respective representatives do not provide tax, accounting, or legal advice. Any tax statements contained herein were not intended or written to be used and cannot be used for the purpose of avoiding U.S. federal, state, or local tax penalties. Tax laws are complicated and subject to change. Tax results may depend on each taxpayer’s individual set of facts and circumstances. Clients should rely on their own independent advisors as to any tax, accounting, or legal statements made herein.
Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York. They are not backed by the broker/dealer from which this annuity contract is purchased, by the insurance agency from which this annuity contract is purchased, or any affiliates of those entities, and none makes any representations or guarantees regarding the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York.
The S&P 500/S&P MidCap 400 Index (the “Index”) is a product of S&P Dow Jones Indices LLC (SPDJI), and has been licensed for use by Jackson. Standard & Poor’s®, S&P® and S&P 500®/S&P MidCap 400® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Jackson. Jackson’s Products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such products nor do they have any liability for any errors, omissions, or interruptions of the index.
Annuities are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and in New York by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York). Variable annuities and registered index-linked annuities are distributed by Jackson National Life Distributors LLC, member FINRA. These products have limitations and restrictions. Discuss them with your clients or contact Jackson for more information.
Jackson® is the marketing name for Jackson Financial Inc., Jackson National Life Insurance Company®, and Jackson National Life Insurance Company of New York®.
Products and features may be limited by state availability, and/or your selling firm's policies and regulatory requirements (including standard of conduct rules).