At this point in your life, you’re likely not as concerned with growth as you are with avoiding loss. Principal protection becomes your focus. Thankfully, there may be ways to lower your risk and diversify your portfolio using a fixed annuity.
We’ve compiled our best educational resources to help you keep more of your hard-earned money, no matter what the rest of the world is doing.
Learn how fixed annuities can help protect and grow your retirement savings and leave a legacy.
Take a holistic view of your financial plan to ensure that you have enough income to last throughout your retirement.
Learn more about how annuity income may be a powerful addition to your financial plan.
Is your portfolio as tax-efficient as it can be? Learn how non-qualified annuities could help reduce tax drag on investments and help achieve your financial goals.
These fixed index annuities are designed to offer growth opportunities, guaranteed‡ income for life and a legacy for loved ones—all without the risk of market downturns.
Fixed index annuities designed to offer guaranteed lifetime income through an embedded living benefit along with growth potential and capital preservation opportunities.
Registered index-linked annuities (RILAs) designed to pursue growth while also helping to protect your investment from unforeseen market downturns.
*Tax deferral offers no additional value if an IRA or qualified plan, such as a 401(k), is used to fund an annuity and may be found at a lower cost in other investment products. It also may not be available if the annuity is owned by a legal entity such as a corporation or certain types of trusts.
†Lifetime income of the add-on benefit becomes effective at issue if the designated life is age 59½ at issue, or upon the contract anniversary following designated life's 59½ birthday, provided the contract value is greater than zero and has not been annuitized.
‡Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York.
Annuities are long-term, tax-deferred vehicles designed for retirement. Variable annuities and registered index-linked annuities involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met. Add-on benefits are available for an extra charge in addition to the ongoing fees and expenses of the annuity and may be subject to conditions and limitations.
Before investing, investors should carefully consider the investment objectives and risks of the registered index-linked annuity. The current contract prospectus provides this and other important information. Please contact your Jackson representative to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.
Jackson, its distributors, and their respective representatives do not provide tax, accounting, or legal advice. Any tax statements contained herein were not intended or written to be used and cannot be used for the purpose of avoiding U.S. federal, state, or local tax penalties. Tax laws are complicated and subject to change. Tax results may depend on each taxpayer’s individual set of facts and circumstances. Clients should rely on their own independent advisors as to any tax, accounting, or legal statements made herein.
Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York and do not apply to the principal amount or investment performance of a variable annuity’s separate account or its underlying investments. They are not backed by the broker/dealer from which this annuity contract is purchased, by the insurance agency from which this annuity contract is purchased, or any affiliates of those entities, and none makes any representations or guarantees regarding the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York.
The latest maturity date or income date allowed under an annuity contract is age 95, which is the required age to annuitize or take a lump sum.
Annuities are issued by Jackson National Life Insurance Company® (Home Office: Lansing, Michigan) and in New York by Jackson National Life Insurance Company of New York® (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. These products have limitations and restrictions. Discuss them with your clients or contact Jackson for more information.
Jackson® is the marketing name for Jackson Financial Inc., Jackson National Life Insurance Company®, and Jackson National Life Insurance Company of New York®.
Products and features may be limited by state availability, and/or your selling firm's policies and regulatory requirements (including standard of conduct rules).