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    Planning calculators & tools

    Track your progress toward financial freedom

    Jackson has financial calculators and tools that offer a quick look into your retirement concerns—including income protection and the impact of taxes—to get you started making a more comprehensive plan with your financial professional.

    Retirement expense & income calculator

    Project your retirement expenses using current income, as well as your retirement age and state. Also calculate the gap between your essential expenses and guaranteed* income.†

    Calculate retirement income

    RMD calculator

    Use our calculator to help you determine what your current year required minimum distribution (RMD) will be.
     

    Calculate RMD

    Social Security calculator

    Powered by Envestnet MoneyGuide, this tool is designed to help make your decision of when to collect Social Security’s monthly benefits easier.
     

    Calculate Social Security benefits

    Tax advantages of annuities

    Compare your tax advantages of purchasing a tax-deferred‡ annuity versus an investment account where the interest is taxed each year.
     

    Compare tax advantages

    Tax deferral calculator

    See the impact tax deferral‡ has over time within nonqualified annuities. Help reduce tax drag on investments, which could help you with your financial goals.
     

    Explore tax-deferral options

    Taxable vs. tax-deferred‡

    Compare accumulation values and after-tax withdrawals of an investment subject to annual income tax versus deferring the tax until withdrawals occur.
     

    Start comparing

    Where are you in your retirement planning?

    A strong retirement plan should address any concerns you have. Everyone is different, and worrying that you haven’t saved enough money is just the tip of the iceberg. Explore common retirement scenarios to see if any of them resonate with you.

    Start planning
    What is an annuity?

    Annuities can be a powerful addition to your financial plan. Learn how our annuities may provide protected, reliable income when you need it.

    Explore our annuities
    Retirement educational resources

    We have educational resources from industry professionals addressing the topics related to your individual retirement planning and strategy needs.

    Access resources

    *Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York.

    †Lifetime income of the add-on benefit becomes effective at issue if the designated life is age 59½ at issue, or upon the contract anniversary following designated life's 59½ birthday, provided the contract value is greater than zero and has not been annuitized.

    ‡Tax deferral offers no additional value if an IRA or qualified plan, such as a 401(k), is used to fund an annuity and may be found at a lower cost in other investment products. It also may not be available if the annuity is owned by a legal entity such as a corporation or certain types of trusts.

    Annuities are long-term, tax-deferred vehicles designed for retirement. Variable annuities and registered index-linked annuities involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met. Add-on benefits are available for an extra charge in addition to the ongoing fees and expenses of the annuity and may be subject to conditions and limitations.

    Before investing, investors should carefully consider the investment objectives, risks, charges, and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses provide this and other important information. Please contact your financial professional or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

    Jackson, its distributors, and their respective representatives do not provide tax, accounting, or legal advice. Any tax statements contained herein were not intended or written to be used and cannot be used for the purpose of avoiding U.S. federal, state, or local tax penalties. Tax laws are complicated and subject to change. Tax results may depend on each taxpayer's individual set of facts and circumstances. Clients should rely on their own independent advisors as to any tax, accounting, or legal statements made herein

    Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York and do not apply to the principal amount or investment performance of a variable annuity’s separate account or its underlying investments. They are not backed by the broker/dealer from which this annuity contract is purchased, by the insurance agency from which this annuity contract is purchased, or any affiliates of those entities, and none makes any representations or guarantees regarding the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York. 

    Jackson is not affiliated with Envestnet MoneyGuide.

    Annuities are issued by Jackson National Life Insurance Company® (Home Office: Lansing, Michigan) or in New York by Jackson National Life Insurance Company of New York® (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. These products have limitations and restrictions. Contact Jackson for more information.

    Jackson® is the marketing name for Jackson Financial Inc., Jackson National Life Insurance Company®, and Jackson National Life Insurance Company of New York®.