It seems like volatility in the market has increased exponentially since the global pandemic. So, if you’re near retirement or have recently entered into it, the ups and downs probably make you nervous.
We understand, and you’re not alone. Here at Jackson, we’ve compiled our best resources around creating a financial plan that emphasizes protecting what you have against market volatility. Our goal is to help you get the stability you deserve.
See our 5 steps to help combat financial stress and instability in your retirement.
Explore our key findings on how consumers and financial professionals perceive market risk in retirement.
Stubborn inflation makes life a little harder. Watch for these factors as to when things might get better.
Registered index-linked annuities (RILAs) designed to pursue growth while also helping to protect your investment from unforeseen market downturns.
Fixed index annuities designed to offer guaranteed‡ lifetime income through an embedded living benefit along with growth potential and capital preservation opportunities.
A fixed annuity designed to leave the guesswork behind with multi-year guaranteed rates of return and a standard death benefit.
*Lifetime income of the add-on benefit becomes effective at issue if the designated life is age 59½ at issue, or upon the contract anniversary following designated life's 59½ birthday, provided the contract value is greater than zero and has not been annuitized.
†Diversification does not assure a profit or protect against loss in a declining market.
‡Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York.
Annuities are long-term, tax-deferred vehicles designed for retirement and are insurance contracts. Variable annuities and registered index-linked annuities involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met. Add-on living benefits are available for an extra charge in addition to the ongoing fees and expenses of the variable annuity and may be subject to conditions and limitations. There is no guarantee that an annuity with an add-on living benefit will provide sufficient supplemental retirement income.
Jackson, its distributors, and their respective representatives do not provide tax, accounting, or legal advice. Any tax statements contained herein were not intended or written to be used and cannot be used for the purpose of avoiding U.S. federal, state, or local tax penalties. Tax laws are complicated and subject to change. Tax results may depend on each taxpayer’s individual set of facts and circumstances. You should rely on your own independent advisors as to any tax, accounting, or legal statements made herein.
Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York. They are not backed by the broker/dealer from which this annuity contract is purchased, by the insurance agency from which this annuity contract is purchased, or any affiliates of those entities, and none makes any representations or guarantees regarding the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York.
Annuities are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and in New York, by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York). Variable annuities and registered index-linked annuities are distributed by Jackson National Life Distributors LLC, member FINRA. These products have limitations and restrictions. Contact Jackson for more information.
Jackson® is the marketing name for Jackson Financial Inc., Jackson National Life Insurance Company®, and Jackson National Life Insurance Company of New York®.
Products and features may be limited by state availability, and/or your selling firm's policies and regulatory requirements (including standard of conduct rules).